Trucking Insurance That Keeps You...
on the Road and in Business
Protect your trucks, drivers, and cargo with policies designed specifically for the trucking industry.
Are you:
- Tired of paying sky-high trucking insurance premiums?
- Confused about FMCSA liability requirements?
- Losing contracts because you don’t have the right coverage?
- Frustrated by claims delays, and agents who don’t understand trucking?
With us, you get more than insurance:
- Coverage tailored to trucking companies and owner-operators
- Cargo, liability, workers’ comp & physical damage all in one place
- Support with DOT compliance & FMCSA filings
- Dedicated account manager who knows your routes and drivers
- Risk management tools to lower premiums over time
What Our Clients Have To Say
"In trucking, time is money, and waiting days for an insurance certificate or policy update can cost you a load. This team is unbelievably fast — whether it’s getting a COI for a broker or making changes to our policy, I usually have what I need within hours, not days. That speed keeps my trucks moving and my contracts secure. I’ll never go back to a slow, generic agency again."
"Most insurance agents treat you like a number. Here, I have a dedicated account manager who actually knows my drivers and routes. When I call, I get a real person who’s ready to help. They don’t just sell policies—they make sure my business stays on the road. That kind of service is priceless in this industry."
"Insurance was one of our biggest expenses, and I was constantly worried about rising costs and whether we had the right coverage. This team not only helped us save thousands on our premiums but also explained everything in plain English. For the first time, I feel confident that my fleet is fully protected, and I can focus on growing the business instead of stressing about insurance."
"Before switching, I was stuck with one carrier and paying way too much. This agency shopped multiple trucking insurance carriers for me and found better coverage at a lower price. Now I’m saving thousands a year and working with a top-rated carrier I never even had access to before. They truly fight to get you the best deal without cutting corners on protection."
Don’t risk your business on the wrong coverage.
Get a custom trucking insurance quote today.
Trucking Insurance FAQ
How much does trucking insurance cost?
The cost of trucking insurance depends on several factors: your driving history, the type of freight you haul, the size of your fleet, and your location. On average, owner-operators pay between $8,000–$14,000 per year for primary liability insurance, while full fleets may pay significantly more. Working with an insurance agency that specializes in trucking can help you compare rates and reduce costs over time with safety programs and compliance strategies.
What is the FMCSA minimum insurance requirement for trucking companies?
The Federal Motor Carrier Safety Administration (FMCSA) requires motor carriers to carry minimum levels of liability insurance based on the type of freight hauled:
$750,000 for general freight
$1,000,000 for hazardous materials (certain categories)
$5,000,000 for specific hazardous cargo
Failing to meet FMCSA insurance requirements can result in fines, revoked operating authority, and lost contracts.
Do I need cargo insurance for trucking?
Yes. Motor truck cargo insurance protects the freight you’re hauling if it’s damaged, stolen, or lost during transport. Most shippers and brokers won’t even work with carriers who can’t provide proof of cargo insurance. It’s not just protection — it’s your ticket to winning contracts.
How can trucking companies lower their insurance premiums?
The best ways to lower trucking insurance costs include:
Hiring drivers with clean records
Implementing safety programs and driver training
Using telematics and GPS tracking
Regularly maintaining your trucks
Working with a trucking insurance specialist who shops multiple carriers
Over time, strong safety records and fewer claims = lower premiums.
Who is the best insurance provider for trucking companies?
The best insurance provider isn’t always the biggest brand name — it’s the one that understands your operation, your compliance needs, and your long-term growth goals. Many trucking companies prefer working with specialized trucking insurance agencies rather than general agents, because specialists know FMCSA filings, DOT regulations, and industry-specific risks.
With over 15 years of experience, The Arbeli Group Inc. is a trusted insurance agency specializing in Trucking. We partner with top trucking carriers to provide fleets and owner-operators with better coverage, competitive pricing, and fast service. Our expertise ensures your business stays compliant, protected, and on the road.
Testimonials
Jasmine Richards
Really satisfied with Arbeli's personal insurance options. Their risk management is top-notch, gave me total peace of mind. Definitely recommend!
Monica Chandler
Explored several brokers for risk management and business insurances; Arbeli's personalized assessments and robust coverage options genuinely stand out. Finally, peace of mind!
Thomas Krazinski
They laid out my retirement options clearly. No fuss, felt like they really covered all bases. Pretty straightforward stuff.
